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Vehicle Access Benefit

Access to this benefit is generally not available to the lower income market. We understand the insurance need within this market and are committed to providing a solution that is accessible to everyone. When hiring a vehicle in South Africa, a credit card is typically required. Our benefit eliminates the need for credit cards or deposits. To collect a vehicle, the beneficiary simply needs to arrive with a licensed driver, which could be themselves. We take care of the rest.

We have partnered with Avis and Europcar, who have the largest car rental footprint in South Africa. We are directly linked into their booking systems, improving vehicle selection and service delivery.

Included in the Vehicle Access Benefit:

  • Full cost of vehicle rental (cost to the client is nil)
  • Theft and damages incurred by the driver (max vehicle rental excess R3 500)
  • Vehicle options available (standard and luxury)
  • First tank of fuel is free
  • No one-way fees: no additional charge for different pick-up/return locations
  • Unlimited mileage at no additional cost
  • No additional costs for toll fees
  • Nationwide vehicle rental providers (Avis and Europcar)
  • No deposit required
iMoto benefits:

FOR THE INSURER

  • Tried and tested
  • Increase premium income
  • Market differentiation
  • Customer retention
  • Attract new customers
  • Capped risk benefit
  • No excess costs from client abuse
  • Reputable car rental providers

iGrocer

The beneficiary is provided with a Checkers/Shoprite grocery voucher, or multiple vouchers, to be used at any Checkers/Shoprite store nationwide.

iPrepaid

This benefit provides prepaid electricity, either once-off or for three months to the beneficiary.

 

uMoya

This benefit provides cellular airtime to the beneficiary across all networks.

 

 

iNyama

The beneficiary is provided with a Checkers/Shoprite meat voucher, or multiple vouchers, to be used at any Checkers/Shoprite store nationwide.

Wiping Tears

The beneficiary is provided with a Checkers/Shoprite liquor voucher, or multiple vouchers, to be used at any Checkers/Shoprite store nationwide.

 

Burial Assist

This benefit offers repatriation of the body of the deceased if it is more than 100kms from the funeral location. You can also get access to advice and assistance on arranging a funeral as well as the legalities involved.

Claims handling & regulatory issues:

All claims are handled by Insurer as normal policy claim

Same claims rules as any normal policy

Client has 1 interaction with underlying Insurer for claim. Approved claims then sent to MBH to deliver services

Claimant's requirements confirmed by MBH appointed claims personnel, all bookings confirmed and captured on database & voice recorded

MBH provides full-service delivery report back to the underwriter